
Illustrative Chart of Accounts (Sole Trader)
FIXED ASSETS – TANGIBLE
0010 Freehold property cost
0020 Freehold property depreciation
0110 Leasehold property cost
0120 Leasehold property depreciation
0210 Plant and machinery cost
0220 Plant and machinery depreciation
0310 Fixtures/fittings cost
0320 Fixtures/fittings depreciation
0410 Motor vehicles cost
0420 Motor vehicles depreciation
FIXED ASSETS – INTANGIBLE
0700 Investments
0900 Goodwill
CURRENT ASSETS
1000 Stocks and work in progress
1100 Trade debtors
1103 Debtors and prepayments
1200 Bank current account
1230 Petty cash
CURRENT LIABILITIES
2100 Purchase ledger control
2109 Creditors and accruals
2200 VAT control account
2300 PAYE/NI creditor
LONG TERM LIABILITIES
2600 Bank loans
2700 Hire purchase creditors
2800 Lease purchase creditors
2900 Other loans
CAPITAL AND RESERVES
3000 Capital account – balance brought forward
3100 Capital introduced
3200 Profit and loss account
3300 Drawings
SALES
4000 Sales/work done
4009 Discounts allowed
4100 Export sales
OTHER INCOME
4200 Royalties received
4210 Commissions received
4220 Insurance claims
4230 Rental income
4240 Bank interest received
COST OF SALES
5000 Purchases
5900 Opening stock and work in progress
5950 Closing stock and work in progress
DIRECT COSTS
6000 Direct labour
6100 Goods outward costs
6200 Goods inward costs
6300 Packaging
6400 Duty paid
6500 Transport insurance
6600 Sales commissions payable
6700 Royalties payable
OVERHEADS
7000 Motor expenses
7100 Telephone
7200 Wages
7300 Rent
7400 Rates
7500 Heat and light
7600 Postage, stationery and advertising
7700 Repairs and renewals
7800 Insurance
7900 Bank charges and interest
8000 Hire purchase interest
8050 Mortgage interest
8100 Accountancy fees
8200 Legal charges
8300 Use of home as office
8400 Protective clothing
8500 Cleaning
8600 Sundry expenses
8700 Subsistence
8800 Profit on asset sales
8900 Depreciation
9000 Bad debts written off
This provides an illustrative list – but you can generally create as many accounts as you need for your own analysis and information. Most software packages come with pre-configured codes set up, sometimes generic and sometimes for a specific trade or industry.






